Pennsylvania
Photographer and videographer insurance in Pennsylvania
Industry data and city guides for Pennsylvania photographers. A quote is not a binder.
Pennsylvania had 474 photography studios and services with paid employees in 2023, and BLS estimates 1,870 photographers on payrolls. Many more work for themselves. This page covers the state's photography and video industry, what moves a photographer's quote, and city guides.
Pennsylvania photography and video industry
| 2023 Census count unless noted | Pennsylvania |
|---|---|
| Photographic services establishments | 474 |
| Portrait photography studios | 353 |
| Commercial photography firms | 121 |
| Motion picture and video production | 296 |
| Independent artists, writers, and performers | 539 |
| Photography businesses with fewer than 5 employees | 87% |
| Photographers on payrolls (BLS, May 2025) | 1,870 |
| Median annual wage, photographers | $40,520 |
| Film and video editors (BLS) | 850 |
| Workers who work from home (ACS) | 16% |
U.S. Census Bureau CBP 2023 (NAICS 54192, 541921, 541922, 512110, 711510); BLS OEWS May 2025 (27-4021, 27-4032; payroll workers only); ACS 2020–2024 (B08301).
What moves a Pennsylvania photographer's quote
- Specialty: weddings and events, portraits, commercial, real estate, video.
- Gear value and deductible.
- Revenue.
- Drones and FAA certification.
- Assistants and second shooters.
- Studio space.
- Travel outside Pennsylvania.
- Claims history.
Pricing details: photographer cost factors. Venue paperwork: certificates of insurance.
Insurance oversight in Pennsylvania
The Pennsylvania Insurance Department regulates insurers and agents in Pennsylvania. Federal rules matter too: commercial drone work falls under FAA Part 107 wherever you shoot. See drone photography insurance.
Photographer guides for Pennsylvania cities
- Lansdale
- Norristown
- Pottstown
- Philadelphia
- Baldwin
- Bethel Park
- Monroeville
- Pittsburgh
- Plum
- West Mifflin
- Phoenixville
- West Chester
- Lancaster
- Harrisburg
- Reading
- Chester
- York
- Allentown
- Murrysville
- Hazleton
- Wilkes-Barre
- Carlisle
- Bethlehem
- Easton
- Erie
- Scranton
- Altoona
- State College
- Lebanon
- Chambersburg
Photography coverage topics
- Camera and gear insurance
- General liability for photographers
- Professional liability for photographers
- Wedding photographer insurance
- Commercial photography insurance
- Videographer insurance
- Drone photography insurance
- Venue certificates of insurance
- What affects photographer insurance cost
- Protecting gear from theft
- Photographer insurance application checklist
Smaller Pennsylvania towns
Photographers anywhere in Pennsylvania can request coverage. The rest of the state's towns, grouped by county:
- Forest County
- Tionesta
- Cameron County
- Driftwood + Emporium
- Fulton County
- Valley-Hi + McConnellsburg
- Montour County
- Washingtonville + Danville
- Pike County
- Milford + Matamoras
- Elk County
- Johnsonburg + Ridgway + St. Marys
- Juniata County
- Mifflin + Thompsontown + Port Royal + Mifflintown
- Monroe County
- Delaware Water Gap + Mount Pocono + Stroudsburg + East Stroudsburg
- Sullivan County
- Forksville + Eagles Mere + Laporte + Dushore
- Union County
- Hartleton + New Berlin + Mifflinburg + Lewisburg
- Franklin County
- Orrstown + Mercersburg + Mont Alto + Greencastle + Waynesboro
- Greene County
- Clarksville + Greensboro + Rices Landing + Carmichaels + Waynesburg
- Wyoming County
- Meshoppen + Laceyville + Nicholson + Factoryville + Tunkhannock
- Mifflin County
- Newton Hamilton + Kistler + McVeytown + Juniata Terrace + Burnham + Lewistown
- Potter County
- Oswayo + Austin + Ulysses + Galeton + Shinglehouse + Coudersport
- Snyder County
- Freeburg + McClure + Beavertown + Middleburg + Shamokin Dam + Selinsgrove
- Warren County
- Bear Lake + Clarendon + Sugar Grove + Tidioute + Youngsville + Warren
- Wayne County
- Starrucca + Prompton + Bethany + Hawley + Waymart + Honesdale
- Lebanon County
- Mount Gretna + Richland + Jonestown + Cleona + Myerstown + Cornwall + Palmyra
- Mckean County
- Lewis Run + Eldred + Mount Jewett + Smethport + Port Allegany + Kane + Bradford
- Blair County
- Newry + Williamsburg + Duncansville + Bellwood + Martinsburg + Roaring Spring + Tyrone + Hollidaysburg
- Clinton County
- South Renovo + Loganton + Beech Creek + Renovo + Flemington + Avis + Mill Hall + Lock Haven
- Lehigh County
- Coopersburg + Alburtis + Macungie + Coplay + Slatington + Fountain Hill + Catasauqua + Emmaus
- Centre County
- Unionville + Port Matilda + Snow Shoe + Howard + Millheim + Milesburg + Centre Hall + Philipsburg + Bellefonte
- Columbia County
- Centralia + Stillwater + Orangeville + Briar Creek + Benton + Millville + Catawissa + Berwick + Bloomsburg
- Perry County
- New Buffalo + Blain + Landisburg + Millerstown + Liverpool + Bloomfield + Duncannon + Newport + Marysville
- Tioga County
- Roseville + Tioga + Knoxville + Lawrenceville + Westfield + Blossburg + Elkland + Mansfield + Wellsboro
- Cumberland County
- Newburg + Newville + Shiremanstown + Mount Holly Springs + Wormleysburg + Lemoyne + Shippensburg + New Cumberland + Camp Hill + Mechanicsburg
- Lycoming County
- Salladasburg + Picture Rocks + Duboistown + Montgomery + Hughesville + Muncy + Jersey Shore + Montoursville + South Williamsport + Williamsport
- Bedford County
- St. Clairsville + Rainsburg + Hopewell + New Paris + Woodbury + Manns Choice + Schellsburg + Saxton + Hyndman + Everett + Bedford
- Jefferson County
- Worthville + Timblin + Corsica + Summerville + Big Run + Falls Creek + Sykesville + Brockway + Reynoldsville + Brookville + Punxsutawney
- Lawrence County
- S.N.P.J. + Volant + Enon Valley + Wampum + South New Castle + Bessemer + Ellport + New Beaver + New Wilmington + Ellwood City + New Castle
- Venango County
- Utica + Barkeyville + Cooperstown + Clintonville + Rouseville + Emlenton + Polk + Pleasantville + Sugarcreek + Franklin + Oil City
- Carbon County
- East Side + Parryville + Weissport + Beaver Meadows + Bowmanstown + Weatherly + Summit Hill + Nesquehoning + Lansford + Jim Thorpe + Lehighton + Palmerton
- Clarion County
- Callensburg + Foxburg + St. Petersburg + Shippenville + Hawthorn + Strattanville + Sligo + East Brady + Rimersburg + New Bethlehem + Knox + Clarion
- Adams County
- Fairfield + York Springs + Bendersville + Arendtsville + Abbottstown + Biglerville + East Berlin + Bonneauville + New Oxford + McSherrystown + Carroll Valley + Littlestown + Gettysburg
- Northumberland County
- McEwensville + Snydertown + Herndon + Marion Heights + Turbotville + Riverside + Watsontown + Kulpmont + Northumberland + Mount Carmel + Milton + Shamokin + Sunbury
- Susquehanna County
- Friendsville + Union Dale + Little Meadows + Thompson + Hop Bottom + Lanesboro + Oakland + Great Bend + New Milford + Hallstead + Montrose + Susquehanna Depot + Forest City
- Bradford County
- Alba + Burlington + Sylvania + New Albany + LeRaysville + Rome + Monroe + Wyalusing + South Waverly + Troy + Canton + Towanda + Athens + Sayre
- Chester County
- Modena + Avondale + Atglen + Elverson + South Coatesville + Honey Brook + West Grove + Malvern + Spring City + Parkesburg + Oxford + Kennett Square + Downingtown + Coatesville
- Indiana County
- Smicksburg + Shelocta + Armagh + Plumville + Glen Campbell + Cherry Tree + Creekside + Marion Center + Ernest + Saltsburg + Clymer + Homer City + Blairsville + Indiana
- Crawford County
- Woodcock + Venango + Spartansburg + Townville + Blooming Valley + Springboro + Hydetown + Conneaut Lake + Conneautville + Saegertown + Linesville + Cochranton + Cambridge Springs + Titusville + Meadville
- Erie County
- Elgin + Wattsburg + Mill Village + Platea + McKean + Cranesville + Waterford + Albion + Union City + Lake City + Girard + Wesleyville + North East + Edinboro + Corry
- Dauphin County
- Pillow + Berrysburg + Gratz + Dauphin + Halifax + Royalton + Williamstown + Elizabethville + Paxtang + Lykens + Millersburg + Highspire + Penbrook + Hummelstown + Steelton + Middletown
- Armstrong County
- Atwood + Elderton + Applewold + Ford Cliff + Manorville + South Bethlehem + Dayton + Worthington + Parker + Rural Valley + West Kittanning + North Apollo + Apollo + Freeport + Leechburg + Ford City + Kittanning
- Mercer County
- Sheakleyville + Jackson Center + New Lebanon + Fredonia + Clark + Jamestown + Wheatland + Sandy Lake + West Middlesex + Stoneboro + Mercer + Sharpsville + Farrell + Greenville + Grove City + Sharon + Hermitage
- Clearfield County
- New Washington + Glen Hope + Burnside + Troutville + Wallaceton + Mahaffey + Westover + Grampian + Brisbin + Coalport + Ramey + Irvona + Houtzdale + Chester Hill + Osceola Mills + Curwensville + Clearfield + DuBois
- Fayette County
- Ohiopyle + Markleysburg + Dawson + Vanderbilt + Fayette City + Newell + Everson + Smithfield + Dunbar + Belle Vernon + Point Marion + Perryopolis + Fairchance + South Connellsville + Brownsville + Masontown + Connellsville + Uniontown
- Huntingdon County
- Shade Gap + Birmingham + Coalmont + Cassville + Shirleysburg + Dudley + Marklesburg + Mill Creek + Saltillo + Broad Top City + Alexandria + Rockhill + Mapleton + Petersburg + Three Springs + Orbisonia + Mount Union + Huntingdon
- Lackawanna County
- Vandling + Dalton + Clarks Green + Mayfield + Moscow + Jermyn + Throop + Jessup + Clarks Summit + Olyphant + Dickson City + Moosic + Taylor + Blakely + Archbald + Old Forge + Carbondale + Dunmore
- Lancaster County
- Christiana + Terre Hill + Adamstown + Quarryville + Marietta + Mountville + Strasburg + Denver + Akron + East Petersburg + Manheim + New Holland + Mount Joy + Millersville + Lititz + Columbia + Elizabethtown + Ephrata
- Northampton County
- Chapman + Glendon + Portland + Stockertown + East Bangor + West Easton + Tatamy + Roseto + Walnutport + Bath + Freemansburg + North Catasauqua + Pen Argyl + Wind Gap + Bangor + Nazareth + Hellertown + Wilson + Northampton
- Montgomery County
- Green Lane + Schwenksville + Bryn Athyn + West Conshohocken + Red Hill + Rockledge + East Greenville + North Wales + Hatfield + Trappe + Pennsburg + Narberth + Jenkintown + Royersford + Telford + Collegeville + Bridgeport + Ambler + Souderton + Hatboro + Conshohocken
- Bucks County
- Silverdale + Riegelsville + Trumbauersville + Ivyland + Hulmeville + Richlandtown + Langhorne Manor + Langhorne + Tullytown + Newtown + Dublin + Penndel + Yardley + New Hope + New Britain + Chalfont + Sellersville + Doylestown + Quakertown + Perkasie + Morrisville + Bristol
- Butler County
- Cherry Valley + Karns City + Petrolia + West Sunbury + Fairview + Portersville + Eau Claire + West Liberty + Callery + Bruin + Valencia + East Butler + Connoquenessing + Harrisville + Chicora + Harmony + Prospect + Saxonburg + Mars + Evans City + Seven Fields + Slippery Rock + Zelienople + Butler
- Somerset County
- Seven Springs + Callimont + Casselman + New Centerville + New Baltimore + Benson + Shanksville + Addison + Wellersburg + Ursina + Stoystown + Indian Lake + Garrett + Hooversville + Jennerstown + Salisbury + Confluence + Rockwood + Paint + Central City + Boswell + Berlin + Meyersdale + Windber + Somerset
- Berks County
- New Morgan + Lenhartsville + Centerport + Lyons + Bechtelsville + Bernville + Bally + Shoemakersville + St. Lawrence + Leesport + Topton + Robesonia + Wernersville + Mohnton + Womelsdorf + Kenhorst + Mount Penn + Fleetwood + Kutztown + Boyertown + Sinking Spring + Laureldale + Hamburg + West Reading + Birdsboro + Shillington + Wyomissing
- Delaware County
- Rutledge + Rose Valley + Millbourne + Trainer + Parkside + Eddystone + Marcus Hook + Colwyn + East Lansdowne + Morton + Upland + Chester Heights + Aldan + Media + Norwood + Sharon Hill + Prospect Park + Swarthmore + Folcroft + Clifton Heights + Glenolden + Ridley Park + Brookhaven + Collingdale + Darby + Lansdowne + Yeadon
- Beaver County
- Glasgow + Homewood + Frankfort Springs + Hookstown + Shippingport + Eastvale + Georgetown + Darlington + Fallston + New Galilee + South Heights + East Rochester + Patterson Heights + Koppel + Bridgewater + West Mayfield + Freedom + Industry + Big Beaver + Conway + Midland + Ohioville + Rochester + Baden + Beaver + Monaca + New Brighton + Ambridge + Beaver Falls + Economy + Aliquippa
- Schuylkill County
- Mount Carbon + Landingville + New Ringgold + Port Clinton + Middleport + Mechanicsville + Gilberton + Auburn + Deer Lake + Ringtown + Gordon + Palo Alto + New Philadelphia + Girardville + Tower City + Cressona + Tremont + Port Carbon + Pine Grove + Coaldale + McAdoo + Ashland + St. Clair + Orwigsburg + Mahanoy City + Frackville + Shenandoah + Minersville + Schuylkill Haven + Tamaqua + Pottsville
- Cambria County
- Chest Springs + Cassandra + Ehrenfeld + Wilmore + Ashville + Daisytown + Tunnelhill + Vintondale + Summerhill + Lorain + Sankertown + Brownstown + Scalp Level + Lilly + South Fork + Dale + Carrolltown + East Conemaugh + Loretto + Hastings + Cresson + Gallitzin + Ferndale + Patton + Southmont + Geistown + Portage + Nanty-Glo + Ebensburg + Northern Cambria + Westmont + Johnstown
- Washington County
- Green Hills + Coal Center + West Middletown + Twilight + Elco + Dunlevy + Finleyville + Beallsville + Marianna + Long Branch + Stockdale + Allenport + Cokeburg + Roscoe + Claysville + Deemston + Ellsworth + Midway + West Brownsville + Speers + Houston + North Charleroi + Burgettstown + East Washington + McDonald + New Eagle + Bentleyville + Centerville + Monongahela + Charleroi + Donora + Canonsburg + Washington
- York County
- Yorkana + Railroad + Wellsville + Lewisberry + Seven Valleys + Fawn Grove + Felton + Cross Roads + Franklintown + Winterstown + Jefferson + York Haven + Delta + New Salem + Goldsboro + East Prospect + Yoe + Windsor + Mount Wolf + Loganville + Jacobus + Dover + Glen Rock + Stewartstown + North York + Wrightsville + Spring Grove + Dillsburg + Hallam + Manchester + Shrewsbury + Dallastown + West York + New Freedom + Red Lion + Hanover
- Luzerne County
- Jeddo + New Columbus + Bear Creek Village + Penn Lake Park + Warrior Run + Laurel Run + Shickshinny + Yatesville + Nuangola + Courtdale + Pringle + Sugar Notch + White Haven + Hughestown + Laflin + Nescopeck + Conyngham + Avoca + Dupont + Ashley + West Wyoming + Dallas + Luzerne + Harveys Lake + Wyoming + Freeland + Forty Fort + Larksville + West Pittston + Edwardsville + Swoyersville + Duryea + West Hazleton + Exeter + Plymouth + Pittston + Nanticoke + Kingston
- Westmoreland County
- Donegal + Adamsburg + Laurel Mountain + Youngstown + Arona + Hunker + Smithton + Madison + Seward + Bolivar + New Alexandria + Hyde Park + Sutersville + East Vandergrift + Penn + New Florence + Oklahoma + North Irwin + Export + Avonmore + West Leechburg + Ligonier + North Belle Vernon + South Greensburg + Southwest Greensburg + New Stanton + Derry + West Newton + Delmont + Youngwood + Trafford + Manor + Irwin + Mount Pleasant + Scottdale + Arnold + Vandergrift + Monessen + Latrobe + Jeannette + Lower Burrell + New Kensington + Greensburg
- Allegheny County
- Haysville + Glenfield + Ben Avon Heights + West Elizabeth + Rosslyn Farms + Thornburg + Wall + Glen Osborne + Pennsbury Village + Sewickley Hills + Chalfant + Sewickley Heights + Lincoln + Leetsdale + Whitaker + Bradford Woods + Heidelberg + Elizabeth + Blawnox + Versailles + Oakdale + Bell Acres + Dravosburg + Cheswick + Edgeworth + Braddock Hills + Braddock + Wilmerding + West Homestead + Ben Avon + East Pittsburgh + Rankin + East McKeesport + Liberty + Verona + Emsworth + Aspinwall + Homestead + Pitcairn + Edgewood + Churchill + Sharpsburg + Brackenridge + Millvale + Ingram + Mount Oliver + Springdale + Etna + Port Vue + Sewickley + North Braddock + Tarentum + Glassport + Avalon + Bridgeville + Green Tree + Turtle Creek + Duquesne + Fox Chapel + Coraopolis + McKees Rocks + Crafton + Clairton + Forest Hills + West View + Oakmont + White Oak + Carnegie + Dormont + Bellevue + Castle Shannon + Swissvale + Pleasant Hills + Brentwood + Munhall + Jefferson Hills + Wilkinsburg + Whitehall + Franklin Park + McKeesport
Pennsylvania photographer questions
Do Pennsylvania photographers need a special license to buy insurance?
No special license is needed to buy business insurance. Some cities require a general business license, and drone pilots need FAA certification.
How many photography businesses are in Pennsylvania?
The Census Bureau counted 474 photographic services establishments with employees in Pennsylvania in 2023. Self-employed photographers are not included.
Who can a Pennsylvania photographer contact about an insurer?
The Pennsylvania Insurance Department oversees insurance companies and agents in the state.
Does a part-time Pennsylvania photographer need coverage?
If venues or clients ask for a certificate, or your gear would be costly to replace, yes. Disclose part-time revenue honestly when applying.
Data notes: establishment counts from Census County Business Patterns; occupation counts and wages from BLS OEWS; work-from-home share from the American Community Survey; city sizes from Census 2024 estimates.
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Last updated October 15, 2026 · How we research