Coverage

Photographer coverage

What each policy protects.

Camera and gear insurance

How inland marine coverage protects cameras, lenses, lighting, and computers from theft, drops, and damage at home, in the car, and on location.

General liability for photographers

Why photographers need general liability, the claims it covers at weddings and shoots, and the certificates venues ask for.

Professional liability for photographers

How errors and omissions coverage responds to claims that you missed key shots, lost files, or failed to deliver what the contract promised.

Wedding photographer insurance

Coverage for wedding photographers and videographers: venue certificates, gear protection, professional liability, and second shooters.

Commercial photography insurance

Insurance for commercial, product, real estate, and corporate photographers, including location agreements, rentals, and client contract requirements.

Videographer insurance

Insurance for videographers and small production companies: cinema equipment, crew, locations, and production liability.

Last updated October 15, 2026 · How we research