Indiana
Photographer and videographer insurance in Indiana
Industry data and city guides for Indiana photographers. A quote is not a binder.
Indiana had 228 photography studios and services with paid employees in 2023, and BLS estimates 810 photographers on payrolls. Many more work for themselves. This page covers the state's photography and video industry, what moves a photographer's quote, and city guides.
Indiana photography and video industry
| 2023 Census count unless noted | Indiana |
|---|---|
| Photographic services establishments | 228 |
| Portrait photography studios | 170 |
| Commercial photography firms | 58 |
| Motion picture and video production | 129 |
| Independent artists, writers, and performers | 226 |
| Photography businesses with fewer than 5 employees | 85% |
| Photographers on payrolls (BLS, May 2025) | 810 |
| Median annual wage, photographers | $35,960 |
| Film and video editors (BLS) | 450 |
| Median annual wage, film and video editors | $46,780 |
| Workers who work from home (ACS) | 11% |
U.S. Census Bureau CBP 2023 (NAICS 54192, 541921, 541922, 512110, 711510); BLS OEWS May 2025 (27-4021, 27-4032; payroll workers only); ACS 2020–2024 (B08301).
What moves a Indiana photographer's quote
- Specialty: weddings and events, portraits, commercial, real estate, video.
- Gear value and deductible.
- Revenue.
- Drones and FAA certification.
- Assistants and second shooters.
- Studio space.
- Travel outside Indiana.
- Claims history.
Pricing details: photographer cost factors. Venue paperwork: certificates of insurance.
Insurance oversight in Indiana
The Indiana Department of Insurance regulates insurers and agents in Indiana. Federal rules matter too: commercial drone work falls under FAA Part 107 wherever you shoot. See drone photography insurance.
Photographer guides for Indiana cities
- Indianapolis
- Lawrence
- Fort Wayne
- Carmel
- Fishers
- Noblesville
- Westfield
- Crown Point
- Gary
- Hammond
- Merrillville
- Evansville
- Bloomington
- Greenwood
- Lafayette
- West Lafayette
- Mishawaka
- South Bend
- Elkhart
- Jeffersonville
- Muncie
- Plainfield
- Portage
- Kokomo
- Terre Haute
Photography coverage topics
- Camera and gear insurance
- General liability for photographers
- Professional liability for photographers
- Wedding photographer insurance
- Commercial photography insurance
- Videographer insurance
- Drone photography insurance
- Venue certificates of insurance
- What affects photographer insurance cost
- Protecting gear from theft
- Photographer insurance application checklist
Smaller Indiana towns
Photographers anywhere in Indiana can request coverage. The rest of the state's towns, grouped by county:
- Brown County
- Nashville
- Fayette County
- Connersville
- Ohio County
- Rising Sun
- Vanderburgh County
- Darmstadt
- Howard County
- Russiaville + Greentown
- Jennings County
- Vernon + North Vernon
- Monroe County
- Stinesville + Ellettsville
- Owen County
- Gosport + Spencer
- Scott County
- Austin + Scottsburg
- Switzerland County
- Patriot + Vevay
- Union County
- West College Corner + Liberty
- Blackford County
- Shamrock Lakes + Montpelier + Hartford City
- Floyd County
- Greenville + Georgetown + New Albany
- Lagrange County
- Shipshewana + Topeka + Lagrange
- Lawrence County
- Oolitic + Mitchell + Bedford
- Martin County
- Crane + Shoals + Loogootee
- Perry County
- Troy + Cannelton + Tell City
- Pike County
- Spurgeon + Winslow + Petersburg
- Rush County
- Glenwood + Carthage + Rushville
- Shelby County
- Fairland + Morristown + Shelbyville
- Starke County
- Hamlet + North Judson + Knox
- Vigo County
- Riley + Seelyville + West Terre Haute
- Adams County
- Monroe + Geneva + Berne + Decatur
- Fulton County
- Fulton + Kewanna + Akron + Rochester
- Hamilton County
- Atlanta + Arcadia + Sheridan + Cicero
- Jackson County
- Medora + Crothersville + Brownstown + Seymour
- Jasper County
- Wheatfield + Remington + DeMotte + Rensselaer
- Jefferson County
- Brooksburg + Dupont + Hanover + Madison
- Orange County
- West Baden Springs + French Lick + Orleans + Paoli
- Pulaski County
- Monterey + Medaryville + Francesville + Winamac
- Tippecanoe County
- Clarks Hill + Dayton + Shadeland + Battle Ground
- Tipton County
- Kempton + Sharpsville + Windfall City + Tipton
- Warren County
- State Line City + Pine Village + West Lebanon + Williamsport
- Whitley County
- Larwill + South Whitley + Churubusco + Columbia City
- Carroll County
- Yeoman + Burlington + Camden + Flora + Delphi
- Cass County
- Onward + Royal Center + Walton + Galveston + Logansport
- Clark County
- Borden + Utica + Charlestown + Sellersburg + Clarksville
- Crawford County
- Alton + Leavenworth + English + Milltown + Marengo
- Decatur County
- Millhousen + New Point + St. Paul + Westport + Greensburg
- Dubois County
- Birdseye + Holland + Ferdinand + Huntingburg + Jasper
- Franklin County
- Mount Carmel + Cedar Grove + Laurel + Oldenburg + Brookville
- Newton County
- Mount Ayr + Brook + Goodland + Morocco + Kentland
- Posey County
- Griffin + Cynthiana + New Harmony + Poseyville + Mount Vernon
- Wabash County
- Lagro + Roann + La Fontaine + North Manchester + Wabash
- Allen County
- Grabill + Monroeville + Woodburn + Leo-Cedarville + Huntertown + New Haven
- Bartholomew County
- Jonesville + Clifford + Hartsville + Elizabethtown + Hope + Columbus
- Benton County
- Ambia + Earl Park + Boswell + Otterbein + Oxford + Fowler
- Clinton County
- Michigantown + Colfax + Kirklin + Mulberry + Rossville + Frankfort
- Delaware County
- Selma + Gaston + Eaton + Daleville + Albany + Yorktown
- Elkhart County
- Millersburg + Bristol + Wakarusa + Middlebury + Nappanee + Goshen
- Huntington County
- Mount Etna + Andrews + Markle + Warren + Roanoke + Huntington
- Jay County
- Salamonia + Bryant + Pennville + Redkey + Dunkirk + Portland
- Marshall County
- La Paz + Culver + Bourbon + Argos + Bremen + Plymouth
- Miami County
- Macy + Amboy + Denver + Bunker Hill + Converse + Peru
- Parke County
- Bloomingdale + Marshall + Mecca + Rosedale + Montezuma + Rockville
- Putnam County
- Russellville + Fillmore + Bainbridge + Roachdale + Cloverdale + Greencastle
- Steuben County
- Clear Lake + Orland + Hudson + Hamilton + Fremont + Angola
- Warrick County
- Tennyson + Elberfeld + Lynnville + Newburgh + Chandler + Boonville
- Washington County
- Saltillo + Livonia + Little York + Campbellsburg + New Pekin + Salem
- Wells County
- Vera Cruz + Poneto + Uniondale + Zanesville + Ossian + Bluffton
- Boone County
- Ulen + Advance + Jamestown + Thorntown + Whitestown + Lebanon + Zionsville
- Clay County
- Center Point + Carbon + Staunton + Harmony + Knightsville + Clay City + Brazil
- Daviess County
- Alfordsville + Cannelburg + Plainville + Elnora + Montgomery + Odon + Washington
- Dearborn County
- West Harrison + St. Leon + Moores Hill + Dillsboro + Aurora + Greendale + Lawrenceburg
- Greene County
- Newberry + Switz City + Lyons + Worthington + Jasonville + Bloomfield + Linton
- Johnson County
- Prince's Lakes + Trafalgar + Edinburgh + Whiteland + New Whiteland + Bargersville + Franklin
- Morgan County
- Bethany + Paragon + Morgantown + Monrovia + Brooklyn + Mooresville + Martinsville
- Noble County
- Cromwell + Wolcottville + Rome City + Albion + Avilla + Ligonier + Kendallville
- Ripley County
- Napoleon + Holton + Sunman + Osgood + Milan + Versailles + Batesville
- Spencer County
- Gentryville + Richland + Chrisney + Grandview + Dale + Rockport + Santa Claus
- St. Joseph County
- Indian Village + Roseland + Lakeville + North Liberty + New Carlisle + Walkerton + Osceola
- Sullivan County
- Merom + Carlisle + Hymera + Dugger + Farmersburg + Shelburn + Sullivan
- Vermillion County
- Universal + Newport + Perrysville + Dana + Cayuga + Fairview Park + Clinton
- White County
- Burnettsville + Chalmers + Reynolds + Wolcott + Brookston + Monon + Monticello
- Dekalb County
- Altona + Corunna + St. Joe + Ashley + Waterloo + Butler + Garrett + Auburn
- Fountain County
- Wallace + Mellott + Newtown + Hillsboro + Kingman + Veedersburg + Covington + Attica
- Hancock County
- Spring Lake + Wilkinson + Shirley + New Palestine + Fortville + Cumberland + McCordsville + Greenfield
- Harrison County
- New Amsterdam + Mauckport + Laconia + New Middletown + Crandall + Elizabeth + Palmyra + Lanesville + Corydon
- Knox County
- Decker + Edwardsport + Sandborn + Wheatland + Bruceville + Monroe City + Oaktown + Bicknell + Vincennes
- Randolph County
- Modoc + Losantville + Saratoga + Ridgeville + Lynn + Farmland + Parker City + Union City + Winchester
- Gibson County
- Mackey + Hazleton + Somerville + Francisco + Patoka + Owensville + Haubstadt + Oakland City + Fort Branch + Princeton
- Grant County
- Fowlerton + Matthews + Van Buren + Swayzee + Sweetser + Jonesboro + Fairmount + Upland + Gas City + Marion
- Hendricks County
- Stilesville + Amo + North Salem + Lizton + Coatesville + Clayton + Pittsboro + Danville + Avon + Brownsburg
- Porter County
- Dune Acres + Town of Pines + Beverly Shores + Ogden Dunes + Kouts + Burns Harbor + Hebron + Porter + Chesterton + Valparaiso
- Laporte County
- Kingsbury + Pottawattamie Park + Michiana Shores + La Crosse + Wanatah + Long Beach + Kingsford Heights + Trail Creek + Westville + La Porte + Michigan City
- Montgomery County
- Alamo + Wingate + New Ross + New Richmond + Waveland + New Market + Darlington + Linden + Waynetown + Ladoga + Crawfordsville
- Kosciusko County
- Burket + Sidney + Claypool + Leesburg + Etna Green + Silver Lake + Mentone + Pierceton + North Webster + Milford + Syracuse + Winona Lake + Warsaw
- Marion County
- North Crows Nest + Crows Nest + Spring Hill + Wynnedale + Williams Creek + Rocky Ripple + Homecroft + Clermont + Warren Park + Meridian Hills + Southport + Speedway + Beech Grove
- Wayne County
- Whitewater + Mount Auburn + Economy + Boston + East Germantown + Greens Fork + Spring Grove + Milton + Dublin + Fountain City + Hagerstown + Cambridge City + Centerville + Richmond
- Henry County
- Blountsville + Greensboro + Springport + Cadiz + Dunreith + Straughn + Sulphur Springs + Lewisville + Mooreland + Mount Summit + Kennard + Spiceland + Knightstown + Middletown + New Castle
- Lake County
- Schneider + New Chicago + Whiting + Winfield + Lowell + Lake Station + Griffith + Dyer + Cedar Lake + Highland + Munster + St. John + East Chicago + Hobart + Schererville
- Madison County
- River Forest + Woodlawn Heights + Country Club Heights + Orestes + Markleville + Summitville + Frankton + Edgewood + Lapel + Chesterfield + Ingalls + Alexandria + Pendleton + Elwood + Anderson
Indiana photographer questions
Do Indiana photographers need a special license to buy insurance?
No special license is needed to buy business insurance. Some cities require a general business license, and drone pilots need FAA certification.
How many photography businesses are in Indiana?
The Census Bureau counted 228 photographic services establishments with employees in Indiana in 2023. Self-employed photographers are not included.
Who can a Indiana photographer contact about an insurer?
The Indiana Department of Insurance oversees insurance companies and agents in the state.
Does a part-time Indiana photographer need coverage?
If venues or clients ask for a certificate, or your gear would be costly to replace, yes. Disclose part-time revenue honestly when applying.
Data notes: establishment counts from Census County Business Patterns; occupation counts and wages from BLS OEWS; work-from-home share from the American Community Survey; city sizes from Census 2024 estimates.
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Last updated October 15, 2026 · How we research